AML screening: sanctions, PEP & adverse media
Screen customers against sanctions, PEP and adverse-media data in the same call that verifies who they are — one decision, one audit trail. Matches are scored and, when borderline, reviewed by a person, so you get a defensible answer rather than a silent pass or fail.
What’s covered
Sanctions
Consolidated sanctions data (OFSI, OFAC, EU, UN and more) with scored entity matching.
PEPs
Politically exposed persons and their close associates and family, by tier.
Adverse media
Negative news tied to financial crime. More on adverse media →
Ongoing monitoring
Keep screening live after onboarding. Perpetual KYC →
Built for defensible decisions
- Unified with IDV — document, biometric and AML checks in one API and one decision, not two vendors to reconcile.
- Human-in-the-loop — borderline matches go to a reviewer with maker-checker (four-eyes) and QA, so risk decisions have an owner and an audit trail.
- Tunable — match thresholds, list selection and whitelisting to control false positives without missing real hits.
- UK-hosted — UK data residency and ICO registration; part of the UK-focused platform.
Honest scopeZanyara screens people and the entities on watchlists. It is not a transaction-monitoring or on-chain analytics tool — it answers “is this person a sanctions/PEP/adverse-media risk,” not “is this payment suspicious.”
Frequently asked questions
- What does AML screening check?
- Three list types in one call: sanctions (OFSI, OFAC, EU, UN and others), politically exposed persons (PEPs) and their close associates, and adverse media (negative news tied to financial crime). Zanyara screens against consolidated open watchlist data and returns candidate matches with scores for review.
- Is screening a black box?
- No. Every candidate match comes with the matched entity, the list it came from and a score, and borderline matches route to a human reviewer via maker-checker triage rather than being auto-cleared or auto-failed. You can see why a decision was made.
- Can I combine it with identity verification?
- Yes — that is the point. Zanyara runs document, biometric and AML checks as one decision, so you don’t stitch an IDV vendor to a separate screening vendor and reconcile two answers. Ongoing monitoring then keeps the screening live after onboarding.