Identity verification for payments and PSPs
Payment service providers and e-money institutions carry heavy AML obligations and are prime fraud targets. Zanyara verifies the people you onboard — customers and the principals behind merchant accounts — and screens them, with an audit trail your regulator and partners expect.
Onboarding built for a regulated payments flow
- Document + NFC + face match + liveness for customers, directors and beneficial owners.
- Sanctions, PEP and adverse-media screening with ongoing monitoring.
- Device and IP intelligence to flag high-risk sign-ups and account-takeover patterns.
- Human-in-the-loop review console with maker-checker for four-eyes decisions and a full audit log.
Evidence you can show a regulator
Every check is recorded with its inputs, decision and reviewer, so a CDD file stands up in an audit or a partner bank’s due diligence. UK data residency and ICO registration help meet UK/EU expectations; results arrive by signed webhook.
Honest scopeZanyara is identity verification and AML screening. It is not a transaction-monitoring system, a full company-registry KYB data provider, or your MLRO/compliance function — pair us with those.
Frequently asked questions
- Can you onboard both merchants (KYB) and their customers (KYC)?
- Zanyara verifies people — directors, beneficial owners and end customers — with document, NFC, face match, liveness and AML screening. Full company-registry KYB data is not our core; we handle the identity and screening of the individuals behind a business and pair with a company-data source for registry details.
- Does this help with FCA / EMI onboarding obligations?
- Payment and e-money firms authorised under the Payment Services and E-Money Regulations must run customer due diligence and AML screening under the Money Laundering Regulations 2017. Zanyara provides the identity-verification and screening controls — evidenced and auditable — but we are not your compliance function and don’t give regulatory advice.
- What about transaction monitoring?
- Zanyara does onboarding identity and AML watchlist screening plus ongoing re-screening. We do not monitor payment transactions — pair us with a transaction-monitoring system for that.